Troy, NY

Census place 3675484 · pop 51,033

D−50/ 100
🫤 Rough
D−
in NY
📍 New York ranks #48 of 50 states →
🏆 Disaster68/100 · top 23%
🚽 Own37.4% · bottom 3%
💡 Did you know?

Nicknamed the "Collar City" for its detachable-collar industry, it's tied to the legend of "Uncle Sam" and home to Rensselaer Polytechnic Institute.

Source ↗
Taxes
2.30% property · US 0.99%8.54% sales · US 7.00%up to 10.90% income · US 4.63%

Sales & income are statewide.

The breakdown — worst first

Homeownership37.4%3

U.S. median 67.2% · worse than most cities

37.4% own their home · Share of occupied homes that are owner-occupied.

Property-tax burden2.30%5

U.S. median 0.99% · worse than most cities

2.30% of home value paid in property tax · Median real-estate taxes paid as a share of home value.

Poverty rate23.4%11

U.S. median 12.1% · worse than most cities

23.4% live in poverty · Share of residents living below the federal poverty line.

Poor mental health19.5%16

U.S. median 17.4% · worse than most cities

19.5% of adults · Adults reporting frequent poor mental health (14+ days a month).

Income inequality0.4821

U.S. median 0.43 · worse than most cities

Gini 0.48 (0 = equal, 1 = unequal) · Gini index of household income (0 = equal, 1 = unequal).

Median household income$58,47726

U.S. median $67,857 · worse than most cities

$58,477 median household income · Median household income — a proxy for local economic health.

Broadband access88.9%31

U.S. median 90.0% · worse than most cities

88.9% of homes have broadband · Share of households with a broadband internet subscription.

Physical inactivity27.5%36

U.S. median 26.5% · worse than most cities

27.5% of adults · Adults with no leisure-time physical activity.

Adult smoking14.5%38

U.S. median 14.6% · worse than most cities

14.5% of adults · Share of adults who currently smoke.

Population growth (5yr)+3.2%52

U.S. median +2.4% · better than most cities

+3.2% population change (5yr) · 5-year population change — are people moving in, or fleeing?

Adult obesity33.7%57

U.S. median 36.5% · better than most cities

33.7% of adults · Share of adults with obesity (BMI ≥ 30).

Uninsured adults8.3%63

U.S. median 9.3% · better than most cities

8.3% of adults · Adults 18–64 without health insurance.

Bachelor's degree or higher37.3%64

U.S. median 24.3% · better than most cities

37.3% have a bachelor's degree or higher · Share of adults 25+ with a bachelor's degree or higher.

Commute time21 min69

U.S. median 24 min · better than most cities

21 min average one-way commute · Average one-way commute to work, in minutes.

Rent$1,496/mo69

U.S. median $1,756/mo · better than most cities

$1,496/mo typical rent · Typical monthly rent (Zillow Observed Rent Index, all home types).

Housing cost$206,50069

U.S. median $214,900 · better than most cities

$206,500 median home value · Median home value — how expensive it is to buy in. Higher = less affordable.

Unemployment rateCounty-level3.1%75

U.S. median 3.6% · better than most cities

3.1% unemployment · Share of the labor force out of work. Published by county, not city — every city in the county shares this figure.

Natural disaster riskCounty-level68/10077

U.S. median 77/100 · better than most cities

68/100 FEMA risk (higher = riskier) · FEMA National Risk Index — wildfire, flood, earthquake, heat and more. Published by county, not city — every city in the county shares this figure.

Not measured for Troy: Crime, Air, Bad air, Property crime. Not every public source covers every city — EPA air monitors and Zillow rent only reach some places, and national crime data is still being added.

Frequently asked

Is Troy, NY a good place to live?
By the numbers, Troy scores 50/100 — a D− (Rough) on Shcity, which ranks U.S. cities on public data across 18 metrics like crime, cost, jobs and health. Its strongest area is natural disaster risk and its weakest is homeownership. New York overall ranks #48 of 50 states. Whether it's "good" depends on what you value — re-weight the factors to score it your way.
Is Troy, NY expensive to live in?
Troy has a median home value of $206,500 and typical rent around $1,496/mo — more affordable than most U.S. cities.
What's the biggest downside of living in Troy, NY?
Its weakest measured area is homeownership (37.4%) — 3/100, worse than most U.S. cities.
What is Troy, NY best at?
Its strongest measured area is natural disaster risk (68/100) — 77/100, better than most U.S. cities. (A county-level figure.) Fun fact: Nicknamed the "Collar City" for its detachable-collar industry, it's tied to the legend of "Uncle Sam" and home to Rensselaer Polytechnic Institute.

Sources: U.S. Census (ACS), CDC PLACES, FBI Crime Data Explorer, BLS, EPA AirData, FEMA National Risk Index, and Zillow.