Schenectady, NY

Census place 3665508 · pop 68,847

D−45/ 100
🫤 Rough
F
in NY
📍 New York ranks #48 of 50 states →
🏆 Disaster54/100 · top 13%
🚽 Prop tax2.89% · bottom 1%
💡 Did you know?

Nicknamed 'The City that Lights and Hauls the World' as the longtime home of General Electric and a major locomotive works.

Source ↗
Taxes
2.89% property · US 0.99%8.54% sales · US 7.00%up to 10.90% income · US 4.63%

Sales & income are statewide.

The breakdown — worst first

Property-tax burden2.89%1

U.S. median 0.99% · worse than most cities

2.89% of home value paid in property tax · Median real-estate taxes paid as a share of home value.

Homeownership45.6%9

U.S. median 67.2% · worse than most cities

45.6% own their home · Share of occupied homes that are owner-occupied.

Poverty rate23.8%10

U.S. median 12.1% · worse than most cities

23.8% live in poverty · Share of residents living below the federal poverty line.

Income inequality0.5013

U.S. median 0.43 · worse than most cities

Gini 0.50 (0 = equal, 1 = unequal) · Gini index of household income (0 = equal, 1 = unequal).

Broadband access86.1%16

U.S. median 90.0% · worse than most cities

86.1% of homes have broadband · Share of households with a broadband internet subscription.

Adult smoking16.9%19

U.S. median 14.6% · worse than most cities

16.9% of adults · Share of adults who currently smoke.

Poor mental health19.2%19

U.S. median 17.4% · worse than most cities

19.2% of adults · Adults reporting frequent poor mental health (14+ days a month).

Median household income$58,39925

U.S. median $67,857 · worse than most cities

$58,399 median household income · Median household income — a proxy for local economic health.

Adult obesity38.6%27

U.S. median 36.5% · worse than most cities

38.6% of adults · Share of adults with obesity (BMI ≥ 30).

Physical inactivity29.3%29

U.S. median 26.5% · worse than most cities

29.3% of adults · Adults with no leisure-time physical activity.

Bachelor's degree or higher25.4%38

U.S. median 24.3% · worse than most cities

25.4% have a bachelor's degree or higher · Share of adults 25+ with a bachelor's degree or higher.

Uninsured adults9.7%48

U.S. median 9.3% · worse than most cities

9.7% of adults · Adults 18–64 without health insurance.

Unemployment rateCounty-level3.4%62

U.S. median 3.6% · better than most cities

3.4% unemployment · Share of the labor force out of work. Published by county, not city — every city in the county shares this figure.

Commute time22 min62

U.S. median 24 min · better than most cities

22 min average one-way commute · Average one-way commute to work, in minutes.

Population growth (5yr)+5.4%66

U.S. median +2.4% · better than most cities

+5.4% population change (5yr) · 5-year population change — are people moving in, or fleeing?

Rent$1,495/mo69

U.S. median $1,756/mo · better than most cities

$1,495/mo typical rent · Typical monthly rent (Zillow Observed Rent Index, all home types).

Housing cost$168,80080

U.S. median $214,900 · better than most cities

$168,800 median home value · Median home value — how expensive it is to buy in. Higher = less affordable.

Natural disaster riskCounty-level54/10087

U.S. median 77/100 · better than most cities

54/100 FEMA risk (higher = riskier) · FEMA National Risk Index — wildfire, flood, earthquake, heat and more. Published by county, not city — every city in the county shares this figure.

Not measured for Schenectady: Crime, Air, Bad air, Property crime. Not every public source covers every city — EPA air monitors and Zillow rent only reach some places, and national crime data is still being added.

Frequently asked

Is Schenectady, NY a good place to live?
By the numbers, Schenectady scores 45/100 — a D− (Rough) on Shcity, which ranks U.S. cities on public data across 18 metrics like crime, cost, jobs and health. Its strongest area is natural disaster risk and its weakest is property-tax burden. New York overall ranks #48 of 50 states. Whether it's "good" depends on what you value — re-weight the factors to score it your way.
Is Schenectady, NY expensive to live in?
Schenectady has a median home value of $168,800 and typical rent around $1,495/mo — more affordable than most U.S. cities.
What's the biggest downside of living in Schenectady, NY?
Its weakest measured area is property-tax burden (2.89%) — 1/100, worse than most U.S. cities.
What is Schenectady, NY best at?
Its strongest measured area is natural disaster risk (54/100) — 87/100, better than most U.S. cities. (A county-level figure.) Fun fact: Nicknamed 'The City that Lights and Hauls the World' as the longtime home of General Electric and a major locomotive works.

Sources: U.S. Census (ACS), CDC PLACES, FBI Crime Data Explorer, BLS, EPA AirData, FEMA National Risk Index, and Zillow.