Panama City, FL

Census place 1254700 · pop 34,979

D−37/ 100
🫤 Rough
F
in FL
📍 Florida ranks #29 of 50 states →
🏆 Prop tax0.65% · top 22%
🚽 Growth-4.5% · bottom 9%
Taxes
0.65% property · US 0.99%6.98% sales · US 7.00%None income · US 4.63%

Sales & income are statewide.

The breakdown — worst first

Population growth (5yr)-4.5%9

U.S. median +2.4% · worse than most cities

-4.5% population change (5yr) · 5-year population change — are people moving in, or fleeing?

Violent crime rate649/100k10

U.S. median 152/100k · worse than most cities

649 violent crimes per 100k · Violent crimes (murder, rape, robbery, aggravated assault) per 100,000 residents.

Income inequality0.4913

U.S. median 0.43 · worse than most cities

Gini 0.49 (0 = equal, 1 = unequal) · Gini index of household income (0 = equal, 1 = unequal).

Uninsured adults15.4%16

U.S. median 9.3% · worse than most cities

15.4% of adults · Adults 18–64 without health insurance.

Adult smoking17.1%18

U.S. median 14.6% · worse than most cities

17.1% of adults · Share of adults who currently smoke.

Natural disaster riskCounty-level97/10021

U.S. median 77/100 · worse than most cities

97/100 FEMA risk (higher = riskier) · FEMA National Risk Index — wildfire, flood, earthquake, heat and more. Published by county, not city — every city in the county shares this figure.

Poor mental health18.9%23

U.S. median 17.4% · worse than most cities

18.9% of adults · Adults reporting frequent poor mental health (14+ days a month).

Property crime rate2191/100k24

U.S. median 964/100k · worse than most cities

2191 property crimes per 100k · Burglary, theft, motor-vehicle theft and arson per 100,000 residents.

Poverty rate17.6%24

U.S. median 12.1% · worse than most cities

17.6% live in poverty · Share of residents living below the federal poverty line.

Broadband access87.9%25

U.S. median 90.0% · worse than most cities

87.9% of homes have broadband · Share of households with a broadband internet subscription.

Physical inactivity29.8%26

U.S. median 26.5% · worse than most cities

29.8% of adults · Adults with no leisure-time physical activity.

Homeownership56.3%29

U.S. median 67.2% · worse than most cities

56.3% own their home · Share of occupied homes that are owner-occupied.

Median household income$62,26532

U.S. median $67,857 · worse than most cities

$62,265 median household income · Median household income — a proxy for local economic health.

Air quality (AQI)County-level47 AQI33

U.S. median 42 AQI · worse than most cities

47 median AQI · Median air quality index — lower is cleaner air. Published by county, not city — every city in the county shares this figure.

Bachelor's degree or higher26.4%41

U.S. median 24.3% · worse than most cities

26.4% have a bachelor's degree or higher · Share of adults 25+ with a bachelor's degree or higher.

Adult obesity36.2%42

U.S. median 36.5% · worse than most cities

36.2% of adults · Share of adults with obesity (BMI ≥ 30).

Rent$1,726/mo52

U.S. median $1,756/mo · better than most cities

$1,726/mo typical rent · Typical monthly rent (Zillow Observed Rent Index, all home types).

Housing cost$268,90053

U.S. median $214,900 · better than most cities

$268,900 median home value · Median home value — how expensive it is to buy in. Higher = less affordable.

Unhealthy air daysCounty-level1 days62

U.S. median 1 days · better than most cities

1 unhealthy-air days per year · Days per year with unhealthy air (AQI above 100). Published by county, not city — every city in the county shares this figure.

Commute time21 min67

U.S. median 24 min · better than most cities

21 min average one-way commute · Average one-way commute to work, in minutes.

Unemployment rateCounty-level3.3%67

U.S. median 3.6% · better than most cities

3.3% unemployment · Share of the labor force out of work. Published by county, not city — every city in the county shares this figure.

Property-tax burden0.65%78

U.S. median 0.99% · better than most cities

0.65% of home value paid in property tax · Median real-estate taxes paid as a share of home value.

Frequently asked

Is Panama City, FL a good place to live?
By the numbers, Panama City scores 37/100 — a D− (Rough) on Shcity, which ranks U.S. cities on public data across 22 metrics like crime, cost, jobs and health. Its strongest area is property-tax burden and its weakest is population growth (5yr). Florida overall ranks #29 of 50 states. Whether it's "good" depends on what you value — re-weight the factors to score it your way.
How safe is Panama City, FL?
Panama City reports 649 violent crimes per 100k and 2191 property crimes per 100k — worse than most U.S. cities on violent crime.
Is Panama City, FL expensive to live in?
Panama City has a median home value of $268,900 and typical rent around $1,726/mo — more affordable than most U.S. cities.
What's the biggest downside of living in Panama City, FL?
Its weakest measured area is population growth (5yr) (-4.5%) — 9/100, worse than most U.S. cities.
What is Panama City, FL best at?
Its strongest measured area is property-tax burden (0.65%) — 78/100, better than most U.S. cities.

Sources: U.S. Census (ACS), CDC PLACES, FBI Crime Data Explorer, BLS, EPA AirData, FEMA National Risk Index, and Zillow.