Oak Island, NC

Census place 3748345 · pop 9,030

D59/ 100
😐 Meh
C
in NC
📍 North Carolina ranks #16 of 50 states →
🏆 Own89.7% · top 4%
🚽 Disaster97/100 · bottom 22%
Taxes
0.69% property · US 0.99%7.00% sales · US 7.00%3.99% flat income · US 4.63%

Sales & income are statewide.

The breakdown — worst first

Natural disaster riskCounty-level97/10022

U.S. median 77/100 · worse than most cities

97/100 FEMA risk (higher = riskier) · FEMA National Risk Index — wildfire, flood, earthquake, heat and more. Published by county, not city — every city in the county shares this figure.

Housing cost$456,50023

U.S. median $214,900 · worse than most cities

$456,500 median home value · Median home value — how expensive it is to buy in. Higher = less affordable.

Income inequality0.4724

U.S. median 0.43 · worse than most cities

Gini 0.47 (0 = equal, 1 = unequal) · Gini index of household income (0 = equal, 1 = unequal).

Unemployment rateCounty-level3.8%43

U.S. median 3.6% · worse than most cities

3.8% unemployment · Share of the labor force out of work. Published by county, not city — every city in the county shares this figure.

Commute time23 min53

U.S. median 24 min · better than most cities

23 min average one-way commute · Average one-way commute to work, in minutes.

Median household income$85,87263

U.S. median $67,857 · better than most cities

$85,872 median household income · Median household income — a proxy for local economic health.

Poverty rate8.7%65

U.S. median 12.1% · better than most cities

8.7% live in poverty · Share of residents living below the federal poverty line.

Adult obesity31.3%70

U.S. median 36.5% · better than most cities

31.3% of adults · Share of adults with obesity (BMI ≥ 30).

Adult smoking11.0%72

U.S. median 14.6% · better than most cities

11.0% of adults · Share of adults who currently smoke.

Property-tax burden0.69%74

U.S. median 0.99% · better than most cities

0.69% of home value paid in property tax · Median real-estate taxes paid as a share of home value.

Bachelor's degree or higher43.6%74

U.S. median 24.3% · better than most cities

43.6% have a bachelor's degree or higher · Share of adults 25+ with a bachelor's degree or higher.

Broadband access94.7%76

U.S. median 90.0% · better than most cities

94.7% of homes have broadband · Share of households with a broadband internet subscription.

Physical inactivity20.0%78

U.S. median 26.5% · better than most cities

20.0% of adults · Adults with no leisure-time physical activity.

Uninsured adults5.6%88

U.S. median 9.3% · better than most cities

5.6% of adults · Adults 18–64 without health insurance.

Population growth (5yr)+15.0%89

U.S. median +2.4% · better than most cities

+15.0% population change (5yr) · 5-year population change — are people moving in, or fleeing?

Poor mental health12.7%95

U.S. median 17.4% · better than most cities

12.7% of adults · Adults reporting frequent poor mental health (14+ days a month).

Homeownership89.7%96

U.S. median 67.2% · better than most cities

89.7% own their home · Share of occupied homes that are owner-occupied.

Not measured for Oak Island: Crime, Air, Bad air, Property crime, Rent. Not every public source covers every city — EPA air monitors and Zillow rent only reach some places, and national crime data is still being added.

Frequently asked

Is Oak Island, NC a good place to live?
By the numbers, Oak Island scores 59/100 — a D (Meh) on Shcity, which ranks U.S. cities on public data across 17 metrics like crime, cost, jobs and health. Its strongest area is homeownership and its weakest is natural disaster risk. North Carolina overall ranks #16 of 50 states. Whether it's "good" depends on what you value — re-weight the factors to score it your way.
Is Oak Island, NC expensive to live in?
Oak Island has a median home value of $456,500 — pricier than most U.S. cities.
What's the biggest downside of living in Oak Island, NC?
Its weakest measured area is natural disaster risk (97/100) — 22/100, worse than most U.S. cities. (A county-level figure.)
What is Oak Island, NC best at?
Its strongest measured area is homeownership (89.7%) — 96/100, better than most U.S. cities.

Sources: U.S. Census (ACS), CDC PLACES, FBI Crime Data Explorer, BLS, EPA AirData, FEMA National Risk Index, and Zillow.