Monterey, CA

Census place 0648872 · pop 29,613

D−47/ 100
🫤 Rough
C
in CA
📍 California ranks #49 of 50 states →
🏆 Obesity25.6% · top 10%
🚽 Jobs8.9% · bottom 1%
💡 Did you know?

Served as California's capital under Spanish and Mexican rule and inspired Steinbeck's Cannery Row.

Source ↗
Taxes
0.56% property · US 0.99%8.99% sales · US 7.00%up to 13.30% income · US 4.63%

Sales & income are statewide.

The breakdown — worst first

Unemployment rateCounty-level8.9%1

U.S. median 3.6% · worse than most cities

8.9% unemployment · Share of the labor force out of work. Published by county, not city — every city in the county shares this figure.

Homeownership36.2%2

U.S. median 67.2% · worse than most cities

36.2% own their home · Share of occupied homes that are owner-occupied.

Housing cost$1,076,3003

U.S. median $214,900 · worse than most cities

$1,076,300 median home value · Median home value — how expensive it is to buy in. Higher = less affordable.

Rent$2,804/mo10

U.S. median $1,756/mo · worse than most cities

$2,804/mo typical rent · Typical monthly rent (Zillow Observed Rent Index, all home types).

Natural disaster riskCounty-level98/10017

U.S. median 77/100 · worse than most cities

98/100 FEMA risk (higher = riskier) · FEMA National Risk Index — wildfire, flood, earthquake, heat and more. Published by county, not city — every city in the county shares this figure.

Violent crime rate386/100k26

U.S. median 152/100k · worse than most cities

386 violent crimes per 100k · Violent crimes (murder, rape, robbery, aggravated assault) per 100,000 residents.

Income inequality0.4632

U.S. median 0.43 · worse than most cities

Gini 0.46 (0 = equal, 1 = unequal) · Gini index of household income (0 = equal, 1 = unequal).

Property crime rate1799/100k34

U.S. median 964/100k · worse than most cities

1799 property crimes per 100k · Burglary, theft, motor-vehicle theft and arson per 100,000 residents.

Poverty rate9.8%58

U.S. median 12.1% · better than most cities

9.8% live in poverty · Share of residents living below the federal poverty line.

Population growth (5yr)+4.4%60

U.S. median +2.4% · better than most cities

+4.4% population change (5yr) · 5-year population change — are people moving in, or fleeing?

Poor mental health16.2%63

U.S. median 17.4% · better than most cities

16.2% of adults · Adults reporting frequent poor mental health (14+ days a month).

Air quality (AQI)County-level39 AQI73

U.S. median 42 AQI · better than most cities

39 median AQI · Median air quality index — lower is cleaner air. Published by county, not city — every city in the county shares this figure.

Broadband access94.6%75

U.S. median 90.0% · better than most cities

94.6% of homes have broadband · Share of households with a broadband internet subscription.

Median household income$102,84677

U.S. median $67,857 · better than most cities

$102,846 median household income · Median household income — a proxy for local economic health.

Uninsured adults6.4%82

U.S. median 9.3% · better than most cities

6.4% of adults · Adults 18–64 without health insurance.

Commute time19 min84

U.S. median 24 min · better than most cities

19 min average one-way commute · Average one-way commute to work, in minutes.

Bachelor's degree or higher52.9%85

U.S. median 24.3% · better than most cities

52.9% have a bachelor's degree or higher · Share of adults 25+ with a bachelor's degree or higher.

Unhealthy air daysCounty-level0 days85

U.S. median 1 days · better than most cities

0 unhealthy-air days per year · Days per year with unhealthy air (AQI above 100). Published by county, not city — every city in the county shares this figure.

Property-tax burden0.56%86

U.S. median 0.99% · better than most cities

0.56% of home value paid in property tax · Median real-estate taxes paid as a share of home value.

Adult smoking8.5%90

U.S. median 14.6% · better than most cities

8.5% of adults · Share of adults who currently smoke.

Physical inactivity17.1%90

U.S. median 26.5% · better than most cities

17.1% of adults · Adults with no leisure-time physical activity.

Adult obesity25.6%90

U.S. median 36.5% · better than most cities

25.6% of adults · Share of adults with obesity (BMI ≥ 30).

Frequently asked

Is Monterey, CA a good place to live?
By the numbers, Monterey scores 47/100 — a D− (Rough) on Shcity, which ranks U.S. cities on public data across 22 metrics like crime, cost, jobs and health. Its strongest area is adult obesity and its weakest is unemployment rate. California overall ranks #49 of 50 states. Whether it's "good" depends on what you value — re-weight the factors to score it your way.
How safe is Monterey, CA?
Monterey reports 386 violent crimes per 100k and 1799 property crimes per 100k — worse than most U.S. cities on violent crime.
Is Monterey, CA expensive to live in?
Monterey has a median home value of $1,076,300 and typical rent around $2,804/mo — pricier than most U.S. cities.
What's the biggest downside of living in Monterey, CA?
Its weakest measured area is unemployment rate (8.9%) — 1/100, worse than most U.S. cities. (A county-level figure.)
What is Monterey, CA best at?
Its strongest measured area is adult obesity (25.6%) — 90/100, better than most U.S. cities. Fun fact: Served as California's capital under Spanish and Mexican rule and inspired Steinbeck's Cannery Row.

Sources: U.S. Census (ACS), CDC PLACES, FBI Crime Data Explorer, BLS, EPA AirData, FEMA National Risk Index, and Zillow.