Ham Lake, MN

Census place 2726738 · pop 16,702

C64/ 100
😐 Meh
C
in MN
📍 Minnesota ranks #5 of 50 states →
🏆 Own93.7% · top 2%
🚽 Commute29 min · bottom 22%
Taxes
0.81% property · US 0.99%8.14% sales · US 7.00%up to 9.85% income · US 4.63%

Sales & income are statewide.

The breakdown — worst first

Commute time29 min22

U.S. median 24 min · worse than most cities

29 min average one-way commute · Average one-way commute to work, in minutes.

Housing cost$442,50025

U.S. median $214,900 · worse than most cities

$442,500 median home value · Median home value — how expensive it is to buy in. Higher = less affordable.

Population growth (5yr)+1.6%41

U.S. median +2.4% · worse than most cities

+1.6% population change (5yr) · 5-year population change — are people moving in, or fleeing?

Natural disaster riskCounty-level90/10047

U.S. median 77/100 · worse than most cities

90/100 FEMA risk (higher = riskier) · FEMA National Risk Index — wildfire, flood, earthquake, heat and more. Published by county, not city — every city in the county shares this figure.

Adult obesity34.8%51

U.S. median 36.5% · better than most cities

34.8% of adults · Share of adults with obesity (BMI ≥ 30).

Adult smoking12.6%57

U.S. median 14.6% · better than most cities

12.6% of adults · Share of adults who currently smoke.

Air quality (AQI)County-level41 AQI62

U.S. median 42 AQI · better than most cities

41 median AQI · Median air quality index — lower is cleaner air. Published by county, not city — every city in the county shares this figure.

Unhealthy air daysCounty-level1 days62

U.S. median 1 days · better than most cities

1 unhealthy-air days per year · Days per year with unhealthy air (AQI above 100). Published by county, not city — every city in the county shares this figure.

Property-tax burden0.81%62

U.S. median 0.99% · better than most cities

0.81% of home value paid in property tax · Median real-estate taxes paid as a share of home value.

Bachelor's degree or higher36.9%64

U.S. median 24.3% · better than most cities

36.9% have a bachelor's degree or higher · Share of adults 25+ with a bachelor's degree or higher.

Physical inactivity21.9%68

U.S. median 26.5% · better than most cities

21.9% of adults · Adults with no leisure-time physical activity.

Broadband access94.6%75

U.S. median 90.0% · better than most cities

94.6% of homes have broadband · Share of households with a broadband internet subscription.

Poor mental health14.9%79

U.S. median 17.4% · better than most cities

14.9% of adults · Adults reporting frequent poor mental health (14+ days a month).

Income inequality0.3981

U.S. median 0.43 · better than most cities

Gini 0.39 (0 = equal, 1 = unequal) · Gini index of household income (0 = equal, 1 = unequal).

Unemployment rateCounty-level2.9%83

U.S. median 3.6% · better than most cities

2.9% unemployment · Share of the labor force out of work. Published by county, not city — every city in the county shares this figure.

Uninsured adults6.0%85

U.S. median 9.3% · better than most cities

6.0% of adults · Adults 18–64 without health insurance.

Median household income$120,13587

U.S. median $67,857 · better than most cities

$120,135 median household income · Median household income — a proxy for local economic health.

Poverty rate4.0%92

U.S. median 12.1% · better than most cities

4.0% live in poverty · Share of residents living below the federal poverty line.

Homeownership93.7%98

U.S. median 67.2% · better than most cities

93.7% own their home · Share of occupied homes that are owner-occupied.

Not measured for Ham Lake: Crime, Property crime, Rent. Not every public source covers every city — EPA air monitors and Zillow rent only reach some places, and national crime data is still being added.

Frequently asked

Is Ham Lake, MN a good place to live?
By the numbers, Ham Lake scores 64/100 — a C (Meh) on Shcity, which ranks U.S. cities on public data across 19 metrics like crime, cost, jobs and health. Its strongest area is homeownership and its weakest is commute time. Minnesota overall ranks #5 of 50 states. Whether it's "good" depends on what you value — re-weight the factors to score it your way.
Is Ham Lake, MN expensive to live in?
Ham Lake has a median home value of $442,500 — pricier than most U.S. cities.
What's the biggest downside of living in Ham Lake, MN?
Its weakest measured area is commute time (29 min) — 22/100, worse than most U.S. cities.
What is Ham Lake, MN best at?
Its strongest measured area is homeownership (93.7%) — 98/100, better than most U.S. cities.

Sources: U.S. Census (ACS), CDC PLACES, FBI Crime Data Explorer, BLS, EPA AirData, FEMA National Risk Index, and Zillow.