Fernandina Beach, FL

Census place 1222175 · pop 13,420

C63/ 100
😐 Meh
A
in FL
📍 Florida ranks #29 of 50 states →
🏆 Mental13.1% · top 7%
🚽 Inequality0.50 · bottom 12%
Taxes
0.77% property · US 0.99%6.98% sales · US 7.00%None income · US 4.63%

Sales & income are statewide.

The breakdown — worst first

Income inequality0.5012

U.S. median 0.43 · worse than most cities

Gini 0.50 (0 = equal, 1 = unequal) · Gini index of household income (0 = equal, 1 = unequal).

Housing cost$555,40016

U.S. median $214,900 · worse than most cities

$555,400 median home value · Median home value — how expensive it is to buy in. Higher = less affordable.

Rent$2,408/mo19

U.S. median $1,756/mo · worse than most cities

$2,408/mo typical rent · Typical monthly rent (Zillow Observed Rent Index, all home types).

Poverty rate11.3%51

U.S. median 12.1% · better than most cities

11.3% live in poverty · Share of residents living below the federal poverty line.

Natural disaster riskCounty-level83/10060

U.S. median 77/100 · better than most cities

83/100 FEMA risk (higher = riskier) · FEMA National Risk Index — wildfire, flood, earthquake, heat and more. Published by county, not city — every city in the county shares this figure.

Commute time22 min61

U.S. median 24 min · better than most cities

22 min average one-way commute · Average one-way commute to work, in minutes.

Adult obesity32.3%65

U.S. median 36.5% · better than most cities

32.3% of adults · Share of adults with obesity (BMI ≥ 30).

Property-tax burden0.77%66

U.S. median 0.99% · better than most cities

0.77% of home value paid in property tax · Median real-estate taxes paid as a share of home value.

Violent crime rate108/100k69

U.S. median 152/100k · better than most cities

108 violent crimes per 100k · Violent crimes (murder, rape, robbery, aggravated assault) per 100,000 residents.

Uninsured adults7.6%70

U.S. median 9.3% · better than most cities

7.6% of adults · Adults 18–64 without health insurance.

Median household income$97,90374

U.S. median $67,857 · better than most cities

$97,903 median household income · Median household income — a proxy for local economic health.

Population growth (5yr)+8.5%77

U.S. median +2.4% · better than most cities

+8.5% population change (5yr) · 5-year population change — are people moving in, or fleeing?

Unemployment rateCounty-level3.0%79

U.S. median 3.6% · better than most cities

3.0% unemployment · Share of the labor force out of work. Published by county, not city — every city in the county shares this figure.

Adult smoking9.6%83

U.S. median 14.6% · better than most cities

9.6% of adults · Share of adults who currently smoke.

Property crime rate513/100k83

U.S. median 964/100k · better than most cities

513 property crimes per 100k · Burglary, theft, motor-vehicle theft and arson per 100,000 residents.

Physical inactivity18.7%84

U.S. median 26.5% · better than most cities

18.7% of adults · Adults with no leisure-time physical activity.

Bachelor's degree or higher53.3%85

U.S. median 24.3% · better than most cities

53.3% have a bachelor's degree or higher · Share of adults 25+ with a bachelor's degree or higher.

Homeownership80.5%86

U.S. median 67.2% · better than most cities

80.5% own their home · Share of occupied homes that are owner-occupied.

Broadband access96.6%91

U.S. median 90.0% · better than most cities

96.6% of homes have broadband · Share of households with a broadband internet subscription.

Poor mental health13.1%93

U.S. median 17.4% · better than most cities

13.1% of adults · Adults reporting frequent poor mental health (14+ days a month).

Not measured for Fernandina Beach: Air, Bad air. Not every public source covers every city — EPA air monitors and Zillow rent only reach some places, and national crime data is still being added.

Frequently asked

Is Fernandina Beach, FL a good place to live?
By the numbers, Fernandina Beach scores 63/100 — a C (Meh) on Shcity, which ranks U.S. cities on public data across 20 metrics like crime, cost, jobs and health. Its strongest area is poor mental health and its weakest is income inequality. Florida overall ranks #29 of 50 states. Whether it's "good" depends on what you value — re-weight the factors to score it your way.
How safe is Fernandina Beach, FL?
Fernandina Beach reports 108 violent crimes per 100k and 513 property crimes per 100k — better than most U.S. cities on violent crime.
Is Fernandina Beach, FL expensive to live in?
Fernandina Beach has a median home value of $555,400 and typical rent around $2,408/mo — pricier than most U.S. cities.
What's the biggest downside of living in Fernandina Beach, FL?
Its weakest measured area is income inequality (0.50) — 12/100, worse than most U.S. cities.
What is Fernandina Beach, FL best at?
Its strongest measured area is poor mental health (13.1%) — 93/100, better than most U.S. cities.

Sources: U.S. Census (ACS), CDC PLACES, FBI Crime Data Explorer, BLS, EPA AirData, FEMA National Risk Index, and Zillow.