Charlotte, NC

Census place 3712000 · pop 903,844

D50/ 100
😐 Meh
D
in NC
📍 North Carolina ranks #16 of 50 states →
🏆 Education48.0% · top 20%
🚽 Inequality0.50 · bottom 11%
💡 Did you know?

A major U.S. banking hub, second only to New York, headquartering Bank of America.

Source ↗
Taxes
0.73% property · US 0.99%7.00% sales · US 7.00%3.99% flat income · US 4.63%

Sales & income are statewide.

The breakdown — worst first

Income inequality0.5011

U.S. median 0.43 · worse than most cities

Gini 0.50 (0 = equal, 1 = unequal) · Gini index of household income (0 = equal, 1 = unequal).

Homeownership51.0%17

U.S. median 67.2% · worse than most cities

51.0% own their home · Share of occupied homes that are owner-occupied.

Air quality (AQI)County-level51 AQI23

U.S. median 42 AQI · worse than most cities

51 median AQI · Median air quality index — lower is cleaner air. Published by county, not city — every city in the county shares this figure.

Housing cost$385,70032

U.S. median $214,900 · worse than most cities

$385,700 median home value · Median home value — how expensive it is to buy in. Higher = less affordable.

Uninsured adults11.4%35

U.S. median 9.3% · worse than most cities

11.4% of adults · Adults 18–64 without health insurance.

Unhealthy air daysCounty-level4 days41

U.S. median 1 days · worse than most cities

4 unhealthy-air days per year · Days per year with unhealthy air (AQI above 100). Published by county, not city — every city in the county shares this figure.

Natural disaster riskCounty-level92/10043

U.S. median 77/100 · worse than most cities

92/100 FEMA risk (higher = riskier) · FEMA National Risk Index — wildfire, flood, earthquake, heat and more. Published by county, not city — every city in the county shares this figure.

Commute time25 min44

U.S. median 24 min · worse than most cities

25 min average one-way commute · Average one-way commute to work, in minutes.

Poverty rate11.7%49

U.S. median 12.1% · worse than most cities

11.7% live in poverty · Share of residents living below the federal poverty line.

Rent$1,734/mo51

U.S. median $1,756/mo · better than most cities

$1,734/mo typical rent · Typical monthly rent (Zillow Observed Rent Index, all home types).

Unemployment rateCounty-level3.5%56

U.S. median 3.6% · better than most cities

3.5% unemployment · Share of the labor force out of work. Published by county, not city — every city in the county shares this figure.

Median household income$82,06859

U.S. median $67,857 · better than most cities

$82,068 median household income · Median household income — a proxy for local economic health.

Poor mental health16.4%61

U.S. median 17.4% · better than most cities

16.4% of adults · Adults reporting frequent poor mental health (14+ days a month).

Population growth (5yr)+5.4%66

U.S. median +2.4% · better than most cities

+5.4% population change (5yr) · 5-year population change — are people moving in, or fleeing?

Broadband access93.6%67

U.S. median 90.0% · better than most cities

93.6% of homes have broadband · Share of households with a broadband internet subscription.

Physical inactivity21.9%68

U.S. median 26.5% · better than most cities

21.9% of adults · Adults with no leisure-time physical activity.

Adult smoking11.4%69

U.S. median 14.6% · better than most cities

11.4% of adults · Share of adults who currently smoke.

Property-tax burden0.73%70

U.S. median 0.99% · better than most cities

0.73% of home value paid in property tax · Median real-estate taxes paid as a share of home value.

Adult obesity30.1%76

U.S. median 36.5% · better than most cities

30.1% of adults · Share of adults with obesity (BMI ≥ 30).

Bachelor's degree or higher48.0%80

U.S. median 24.3% · better than most cities

48.0% have a bachelor's degree or higher · Share of adults 25+ with a bachelor's degree or higher.

Not measured for Charlotte: Crime, Property crime. Not every public source covers every city — EPA air monitors and Zillow rent only reach some places, and national crime data is still being added.

Frequently asked

Is Charlotte, NC a good place to live?
By the numbers, Charlotte scores 50/100 — a D (Meh) on Shcity, which ranks U.S. cities on public data across 20 metrics like crime, cost, jobs and health. Its strongest area is bachelor's degree or higher and its weakest is income inequality. North Carolina overall ranks #16 of 50 states. Whether it's "good" depends on what you value — re-weight the factors to score it your way.
Is Charlotte, NC expensive to live in?
Charlotte has a median home value of $385,700 and typical rent around $1,734/mo — pricier than most U.S. cities.
What's the biggest downside of living in Charlotte, NC?
Its weakest measured area is income inequality (0.50) — 11/100, worse than most U.S. cities.
What is Charlotte, NC best at?
Its strongest measured area is bachelor's degree or higher (48.0%) — 80/100, better than most U.S. cities. Fun fact: A major U.S. banking hub, second only to New York, headquartering Bank of America.

Sources: U.S. Census (ACS), CDC PLACES, FBI Crime Data Explorer, BLS, EPA AirData, FEMA National Risk Index, and Zillow.