Bay City, MI

Census place 2606020 · pop 32,320

D−42/ 100
🫤 Rough
D−
in MI
📍 Michigan ranks #42 of 50 states →
🏆 Rent$939/mo · top 2%
🚽 Jobs5.8% · bottom 5%
💡 Did you know?

The birthplace of pop superstar Madonna, on the shores of Saginaw Bay.

Source ↗
Taxes
1.81% property · US 0.99%6.00% sales · US 7.00%4.25% flat income · US 4.63%

Sales & income are statewide.

The breakdown — worst first

Unemployment rateCounty-level5.8%5

U.S. median 3.6% · worse than most cities

5.8% unemployment · Share of the labor force out of work. Published by county, not city — every city in the county shares this figure.

Adult smoking18.9%9

U.S. median 14.6% · worse than most cities

18.9% of adults · Share of adults who currently smoke.

Median household income$49,42011

U.S. median $67,857 · worse than most cities

$49,420 median household income · Median household income — a proxy for local economic health.

Poor mental health19.9%12

U.S. median 17.4% · worse than most cities

19.9% of adults · Adults reporting frequent poor mental health (14+ days a month).

Violent crime rate592/100k12

U.S. median 152/100k · worse than most cities

592 violent crimes per 100k · Violent crimes (murder, rape, robbery, aggravated assault) per 100,000 residents.

Broadband access85.6%14

U.S. median 90.0% · worse than most cities

85.6% of homes have broadband · Share of households with a broadband internet subscription.

Property-tax burden1.81%15

U.S. median 0.99% · worse than most cities

1.81% of home value paid in property tax · Median real-estate taxes paid as a share of home value.

Population growth (5yr)-2.6%16

U.S. median +2.4% · worse than most cities

-2.6% population change (5yr) · 5-year population change — are people moving in, or fleeing?

Adult obesity40.7%16

U.S. median 36.5% · worse than most cities

40.7% of adults · Share of adults with obesity (BMI ≥ 30).

Bachelor's degree or higher18.8%19

U.S. median 24.3% · worse than most cities

18.8% have a bachelor's degree or higher · Share of adults 25+ with a bachelor's degree or higher.

Poverty rate19.1%20

U.S. median 12.1% · worse than most cities

19.1% live in poverty · Share of residents living below the federal poverty line.

Physical inactivity29.2%29

U.S. median 26.5% · worse than most cities

29.2% of adults · Adults with no leisure-time physical activity.

Property crime rate1918/100k30

U.S. median 964/100k · worse than most cities

1918 property crimes per 100k · Burglary, theft, motor-vehicle theft and arson per 100,000 residents.

Income inequality0.4443

U.S. median 0.43 · worse than most cities

Gini 0.44 (0 = equal, 1 = unequal) · Gini index of household income (0 = equal, 1 = unequal).

Uninsured adults9.2%53

U.S. median 9.3% · better than most cities

9.2% of adults · Adults 18–64 without health insurance.

Homeownership70.1%67

U.S. median 67.2% · better than most cities

70.1% own their home · Share of occupied homes that are owner-occupied.

Commute time21 min67

U.S. median 24 min · better than most cities

21 min average one-way commute · Average one-way commute to work, in minutes.

Natural disaster riskCounty-level71/10075

U.S. median 77/100 · better than most cities

71/100 FEMA risk (higher = riskier) · FEMA National Risk Index — wildfire, flood, earthquake, heat and more. Published by county, not city — every city in the county shares this figure.

Air quality (AQI)County-level37 AQI81

U.S. median 42 AQI · better than most cities

37 median AQI · Median air quality index — lower is cleaner air. Published by county, not city — every city in the county shares this figure.

Unhealthy air daysCounty-level0 days85

U.S. median 1 days · better than most cities

0 unhealthy-air days per year · Days per year with unhealthy air (AQI above 100). Published by county, not city — every city in the county shares this figure.

Housing cost$97,60097

U.S. median $214,900 · better than most cities

$97,600 median home value · Median home value — how expensive it is to buy in. Higher = less affordable.

Rent$939/mo98

U.S. median $1,756/mo · better than most cities

$939/mo typical rent · Typical monthly rent (Zillow Observed Rent Index, all home types).

Frequently asked

Is Bay City, MI a good place to live?
By the numbers, Bay City scores 42/100 — a D− (Rough) on Shcity, which ranks U.S. cities on public data across 22 metrics like crime, cost, jobs and health. Its strongest area is rent and its weakest is unemployment rate. Michigan overall ranks #42 of 50 states. Whether it's "good" depends on what you value — re-weight the factors to score it your way.
How safe is Bay City, MI?
Bay City reports 592 violent crimes per 100k and 1918 property crimes per 100k — worse than most U.S. cities on violent crime.
Is Bay City, MI expensive to live in?
Bay City has a median home value of $97,600 and typical rent around $939/mo — more affordable than most U.S. cities.
What's the biggest downside of living in Bay City, MI?
Its weakest measured area is unemployment rate (5.8%) — 5/100, worse than most U.S. cities. (A county-level figure.)
What is Bay City, MI best at?
Its strongest measured area is rent ($939/mo) — 98/100, better than most U.S. cities. Fun fact: The birthplace of pop superstar Madonna, on the shores of Saginaw Bay.

Sources: U.S. Census (ACS), CDC PLACES, FBI Crime Data Explorer, BLS, EPA AirData, FEMA National Risk Index, and Zillow.